8 May 2019

Ensuring accurate insurance appraisal - Eastbourne

Building Consultancy

SHW were instructed to complete a Reinstatement Cost Assessment for insurance purposes for a large book distribution centre in Eastbourne - a sprawling complex of mixed-use warehouses with a combined footprint of over 194,000 sq ft.

The buildings are currently used as a storage and distribution centre with unique features such as an over-road conveyor bridge linking two of the units and highly specialist plant housed in warehouses standing 15m in height.


Accurately calculating reinstatement costs is crucial as the process is becoming increasingly complex due to ever-changing regulations being imposed on the way buildings are designed and constructed. Our assessment concluded the property was significantly under-insured and the unique features of the building had not been considered in the insured sum.


Insurers are also able to apply averaging charges on claims, which if the building is underinsured leave the policy holder liable for the difference between the insured value and rebuilding cost.


SHW Partner Adam Jordan said: “SHW are recognised for our experience with commercial premises especially regarding warehouses and mixed-use sites. We were delighted to be able to exercise our expertise on this instruction. It’s important that owners and tenants ensure their property is appropriately insured as in many instances it is a specific requirement under the terms of a commercial lease.”


Adam Jordan

01323 437904

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Adam Jordan

Building Consultancy


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